Why You Should Always Choose a Licensed & Insured Contractor
When it comes to home repairs, restoration, or new construction, choosing the right contractor is one of the most important decisions you’ll make. While it might be tempting to go with the cheapest quote or someone “a friend knows,” hiring a licensed and insured contractor is crucial to protecting your home, your finances, and your peace of mind. No matter the scope of work, it is always in your best interest to hire only licensed and insured professionals to get the job done right.
What Does “Licensed and Insured” Really Mean?
Licensed means the contractor has met local or state requirements to legally perform construction or remodeling work. This usually includes passing exams, meeting experience thresholds, and following local codes and regulations.
Insured means the contractor has liability insurance and often workers’ compensation coverage to protect you (and them) if something goes wrong on the job.
Protect Yourself From Liability
If a worker is injured on your property and the contractor is not insured, you could be held financially responsible for medical bills and damages. A licensed and insured contractor carries workers’ compensation and liability insurance, which protects both parties when accidents happen.
Get the Job Done Right—To Code
Licensed contractors are held to strict building codes and standards. They know local regulations and get proper permits when needed. Unlicensed contractors might skip this step, which could cause issues during inspections or future home sales.
When a contractor says they’re doing the work “to code,” it means the construction or repair is being done according to local and state building codes—a set of legally required safety and quality standards that regulate how structures must be built, repaired, and maintained.
These codes cover critical aspects like:
- 🔌 Electrical systems (to prevent fires and shocks)
- 🚰 Plumbing standards (for safe and sanitary water systems)
- 🧱 Structural integrity (to ensure your home is safe and stable)
- 🔥 Fire safety (like proper smoke detectors and fire-rated materials)
- ❄️ Energy efficiency (like insulation and window ratings)
- 🌪️ Storm and weather resistance (especially important in New England)
A licensed contractor is required to know and follow these codes. Unlicensed or shady contractors might ignore them to cut costs or speed up the job—which could result in failed inspections, unsafe conditions, or trouble when you try to sell your home.
Safeguard Your Investment
Your home is likely your biggest investment. Whether you’re replacing a roof, repairing storm damage, or upgrading your siding, cutting corners on who does the work can cost you more down the line in repairs, fines, or lawsuits.
You Have Legal Recourse
Working with a licensed contractor gives you options if something goes wrong. You can file complaints through your local licensing board, which can mediate issues or even pull licenses for poor performance. With unlicensed workers, you’re often on your own.
Peace of Mind, Guaranteed
When you hire a licensed and insured company like New England Building & Restoration, you’re hiring professionals who are accountable, experienced, and backed by the proper protections. It’s not just about finishing the job—it’s about doing it safely, correctly, and with integrity.
Trust NEBR Pros With Your Next Project
At NEBR, we are proud to be fully licensed, insured, and bonded, giving our customers confidence and peace of mind on every project we take on. Whether it’s roofing, siding, water damage, or full restoration—we’re here to do it right the first time.
📞 Contact us today for a free consultation or storm damage assessment. (508)-202-1884